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No Damage Waiver
Any damaged or lost gear is completely on you to pay to repair or replace. Yikes!

GearGuard Damage Waiver
Drop something? You’re protected. Just kick in a 12% deductible for any unintended damage.
Theft and liquid damage are still on you.

GearGuard Pro Full Value Waiver
Maximum protection from liability due to unintentional damage or loss, including theft and liquid damage, after the same 12% deductible.